Which payment provider/gateway?
When you have made the decision to integrate a shopping cart into your website, the next choice you have to make is choosing a payment provider who will look after credit card transactions.
Below is a list of the most popular options available in Ireland to small and medium sized business and the various costs involved.
All Prices quoted are correct at time of publish: 15th January 2014
 |
Stripe
Merchant account required: No
Setup: FREE
Monthly fee: None
Transaction charge: 2.4% + 24c per successful transaction
Fraud Protection: Yes
Additional Cost/Requirements: Requires SSL Cert
and dedicated IP address |
Pricing information:
Website: https://stripe.com/ie
 |
PayPal: Website payment
Merchant account required: No
Setup: FREE
Monthly fee: No
Transaction charge: 1.9% - 3.4% + €0.35 EUR
Fraud Protection: Basic protection offered |
Pricing information:
Website: www.paypal.ie
 |
Sage Pay Standard
Merchant account required: Optional
Setup: FREE
Monthly fee: €30 (for up to 1000 transactions)
Transaction charge: €0.12 (More than 1000 transactions per quarter)
Fraud Protection: Yes |
Pricing information:
Website: www.sagepay.ie
Note: Can be integrated with Sage or TAS software
 |
Worldpay: Business Gateway Plus
Merchant account required: Yes
Setup: €145
Monthly fee: £19.95 per month
Transaction charge: No charge for first 350 transactions per month, 10p per subsequent transaction or a percentage charge based on volumes processed.
Fraud Protection: Yes |
Pricing information:
Website: www.worldpay.com
 |
Realex: Business Starter Package
Merchant account required: Yes
Setup: FREE
Monthly fee: €29
Transaction charge: 350 per month (included in monthly fee)
- Excess transaction: 12c
Fraud Protection: Yes |
Pricing information:
Website: www.realexpayments.ie |
